Insurance for German expatriates in Belgium

Moving from Germany to Belgium? Welcome!

Relocating to Belgium from Germany means adjusting to a different healthcare system and new administrative rules. At Solidas Assurances, we help you settle in with insurance solutions that are clear, reliable, and tailored to your needs.

Why do you need insurance in Belgium?

• To get reimbursed for medical expenses (doctor, hospital, prescriptions)
• To protect your home (rented or owned)
• To cover accidental damage you or your family might cause
• To insure your car, your civil liability, and your peace of mind

Essential insurances for German expats

1. Complementary health insurance

Public health insurance in Belgium only reimburses part of the medical expenses. A private top-up plan ensures better coverage.

2. Home insurance

Mandatory for renters. Covers risks like fire, water damage, broken windows, and liability as a tenant.

3. Family civil liability insurance

Covers damages caused unintentionally by you, your children, or your pets.

4. Car insurance

Legally required. Solidas Assurances offers simple, transparent, and affordable solutions.

Why choose Solidas Assurances?

• German-speaking advisors available
• Expat-friendly pricing and flexible contracts
• Clear and transparent terms
• Human support with personalized follow-up

Example: Mrs. L. from Cologne

Relocated to Liège for work, she chose:

• Complementary health insurance
• Rental insurance for her apartment
• Civil liability insurance

She is supported by a German-speaking Solidas Assurances advisor.

FAQ - Insurance for Germans in Belgium

Can I subscribe without a Belgian residency card?

Yes, we offer flexible options even if you're newly arrived.

Is my German insurance enough in Belgium?

No. A local Belgian insurance is highly recommended.

Can I include my family in the same contract?

Yes, all members of your household can be included.

Do you provide service in German?

Yes, we have German-speaking staff.

Solidas Assurances supports your move to Belgium

Whether you're here temporarily or long term, Solidas Assurances protects what matters with clarity, fairness, and in your language.